It is not a factory build Shelby Cobra. It is a replica Shelby Cobra. A kit is used to transform another car to look like a Shelby Cobra. The Shelby factory never saw your car. Carroll Shelby had no involvement in making your car. The kit maker may have build the outside of your car, in the kit factory, but it is still a kit replica car.
If you enjoy your replica, I am happy for you. But it is pathetic to go around claiming you have a Shelby Cobra.
Can I afford a Replica 1966 Shelby Cobra? I probably would not want to buy one, for multiple reasons, but if I did, I would not go with a turnkey one like you did. I would build it myself. That would be part of the fun. The kit costs $10k to $15k, which is very doable. The car beneath the kit can cost anywhere from $10k to $100k, but if I am building it myself, it would be towards the bottom of that. So total it might cost $30k, very affordable.
You say you bought a turnkey for top price of over $100k. It is a replica, so not really what it looks like, and there is no fun in building it... But again, if it brings you joy, and not hurting anyone, do it.
I have learned I can build my own Model T, which is really cool... But probably dangerous to drive, so I will not

. Sometimes I hate being an adult.