Matty lashes out in a drunken rage because what I said hit him where he lives.
He, like his maga/alt-right influencers and politicos, make a confession of their own mindsets and actions with each accusation.
Pity he can't logically or factually debunk the OP .... hence his frustration. Now let's watch him just pull the usual revisionist, false rhetoric along with ad hominem (his ilk's favorite accusation).
Laugh, clown, laugh.
Yep, another confession.
Man, talk about one triggered drunken, sheet wearing, lying Maga POS!@Taichiliberal , tell me more about these African-Americans in The United States.
Were they naturalized? How long have they been here?
What color are they?
Okay, here's where I get fucking real.
Look, bitch. I grew up with black Americans, they and their ancestors have been here since before this was a country. They are a facet of the jewel
that is America, you commie fuck!
Now fuck off with your bullshit.
Who was Crispus Attucks, retard?
I tell you who he was..
a nigga with American friends that were not letting it go, bitch! He was a good ol' boy.
You're the one who's trying to make a serious claim based off of a TikTok video.
shelterforce.org
Sheet-wearing. What part of your ass did you pull that out from, Retardo Montalban?
I LOVE it when you sheet wearing schmucks with delusions of intelligence latch onto one persons analysis on aspects of history and attach it to your personal supposition and conjecture along with trying to throw in the historical kitchen sink (bits and parts) of history to produce a revised reality to fit your narrative.You're the one who's trying to make a serious claim based off of a TikTok video.
Google it you fkn lazy little twat.
There was no such thing as a credit rating back then, banks decided what areas they wanted to give out mortgages in based on the location and condition of the houses.
When you play Monopoly do you feel like all properties have an equal value, and then just never upgrade your more valuable properties? And then call the winner a racist?
If you had a chance to invest in coca cola or Ed's Chikkin Ranch, with three broken-down trucks in the front yard, do you think that they are equally valuable? Are they equally good investments?
If you have $5M to lend out to people who want mtgs, do you lend to 2 doctors buying $2.5M properties or a whole bunch of people buying trailers in a mobile home park?
Redlining Maps Didn't Affect Neighborhoods the Way You Think They Did — Shelterforce
Redlining maps have long been blamed for racial inequities in Black neighborhoods, but recent research shows that’s misleading.
Also, go fuck yourself and your revisionist history, TaiChiLiberal.
- Few people concerned with racial equality and the effects of racism on American cities are not familiar with the maps created by the Home Owners’ Loan Corporation (HOLC) in the late 1930s. In recent years, those maps have been repeatedly singled out as a major, or even themajor driving force behind today’s patterns of urban racial inequity, whether measured in terms of housing quality, environmental conditions, or health disparities. Nearly a hundred academic papers, and even more media articles, blogs, commentaries, and lesson guides have pointed to the maps as the roots of conditions as varied as abandoned housing, diabetes incidence, and lack of tree cover. But is this story true? What role, if any, did the maps actually play?
A closer look tells a very different story. But to tell that story, a little background is needed.The HOLC and Its Maps
The Home Owners’ Loan Corporation was created in 1933 as a New Deal response to the greatest foreclosure crisis the United States had ever seen. The HOLC bought distressed home mortgage loans from banks and borrowed money from the U.S. Treasury to restructure the loans so the homeowners could stay in their homes. From June 1933 to June 1936, when the HOLC’s authority to make loans sunsetted, it refinanced roughly 1 million mortgages, or nearly one of every five existing nonfarm mortgages in the United States. The HOLC did not make mortgages to new homebuyers.
At the end of 1935, the HOLC began to hire local real estate professionals to make what it called “residential security” maps of their cities. Each city was divided into many small areas, which were then evaluated for housing, environmental, social, and economic conditions. Each area was classified as A (best, or green), B (blue), C (yellow), or D (worst, or red).
How Were the Maps Used?
Nobody knows exactly why the HOLC commissioned the maps. By the time the first maps were made, the HOLC was almost completely out of the lending business. Moreover, during the three years the HOLC bought mortgages and made loans, its racial track record was, for the time, remarkable; it bought and restructured large numbers of mortgages belonging to homeowners in the D areas, and most notably, provided a startling number of mortgages to struggling Black homeowners. The proportion of Black homeowners helped by the HOLC was 95 percent of the proportion of white homeowners helped.
We have people like you in Canada right now trying to pretend that the residential schools for the first nations people were built as rape-paradises and to commit genocide aginst them. They want us to believe that every kid was raped and no one got an education there. And not only are they trying to push that BS narrative, they even tried to criminalize any attempt at clarification. They call it "residential school denialism" and our gov't was going to criminalize any denial of the 100% rape/genocide story.
In case you're uninformed about our rez schools (of course you are), when they were formed, boarding schools were common, first nations people had no fixed addresses and moved around seasonally, and they were a stone age culture. My great grandma was a teacher and she carried a gun while she rode her horse to school in the dark. In winter. When there were actual wolves still around. There was no Prius with A/C and a heater for her, and no cell phone to call the cops... there was just her, a horse, and a .32 calibre pistol.
Nikola Tesla graduated university in the same year as the first res school was started. So tell me, how racist and genocidal was it to try to educate stone-age people? They didn't even have fkn bronze. They lived in stone-age homes during the Canadian winter.
The rez school revisionist history BS is same shit that you're doing. You're looking at a revisionist history version of something that happened so long ago that the people who did it aren't alive anymore to defend themselves.
This looks at it totally wrong.I LOVE it when you sheet wearing schmucks with delusions of intelligence latch onto one persons analysis on aspects of history and attach it to your personal supposition and conjecture along with trying to throw in the historical kitchen sink (bits and parts) of history to produce a revised reality to fit your narrative.
Here's an appropos to the Shelter Force information that Mr. Mallach wants to override, as he claims "Nobody knows exactly why the HOLC commissioned the maps" . Then he admits that the FHA maps "disappeared". Hmm, yet he builds his entire analysis on an unknown origin. And yes, other folk were on the "D" list, but as history shows, black folk became a primary target in the few years to come regarding economic growth. Then he plays the old "numbers" game to try and dilute the blatant racism of suburban red lining, because the majority of folks that migrated to the suburbs were white.
Well DUH? That's the fucking point. Once there, these folk did NOT want to see or hear black folk or whatever other "minority" they did not like.
Do a little research regarding "white flight".
The Home Owners' Loan Corporation (HOLC): The New Deal Program That Saved Homes and Created a Legacy of Division
Imagine it’s the early 1930s. The Great Depression is a raging economic hurricane, and your family's home is a small boat caught in the storm. The bank, which only gave you a short-term loan, is demanding a massive payment you can't possibly make. All around you, neighbors are losing their homes to Foreclosure; nearly a thousand families a day are being put out on the street. It feels hopeless. Then, a massive rescue ship appears on the horizon, sent by the government. This ship is the Home Owners' Loan Corporation (HOLC). It offers to buy your unpayable Mortgage from the bank and give you a new, much more manageable loan with lower monthly payments spread over many years. For a million American families, this ship was a miracle that allowed them to keep their homes. But the HOLC's rescue mission had a dark side. To decide which homes were “safe” to rescue, the HOLC's captains drew maps of every major city, coloring neighborhoods green for “best,” blue for “still desirable,” yellow for “definitely declining,” and red for “hazardous.” Neighborhoods with minority families, immigrants, or even just older housing stock were almost always colored red. This practice, known as Redlining, meant the government rescue ship would sail right past these “hazardous” areas, leaving them to the storm. This decision not only denied help to those who needed it most but also formally stamped these communities as unworthy of investment, creating a legacy of racial segregation and economic inequality that we are still grappling with today.
www.uslawexplained.com/home_owners_loan_corporation
How a New Deal Housing Program Enforced Segregation
In the 1930s, the FHA refused to insure houses for Black families, or even insure houses in white neighborhoods that were too close to Black ones.
www.history.com/articles/housing-segregation-new-deal-program
So like it or not, gumby....the source material you posted is flawed do to some serious holes in the make up to arrive at the titled conclusion.
So it would seem that delusional, intellectually impotent sheet wearers proliferate Canada as well as America. Not surprising. Now, run-a-long and repeat your blather to the mirror and your like minded brethren. Or in your own vernacular, "Take off, ehh?"
And as history shows .black folk were denied to certain areas regardless of whether they had the down-payment cash or solid credit score. So no matter how many pivots and detours you take, the bottom line of the OP remains a solid matter of history, matter of fact.
I've never said there was some racism involved too, but the primary reason was related to banks making money off loans they though would be repaid rather than loaning to people based on race or some other non issue.
Ya and with debt there is
Nice try, but banks ALWAYS evaluated potential loans. Racial discrimination came along as black folk started to actual move up the socio-economic scale post civil war, the official end of slavery, passing if Civil Rights acts. Look up "white flight to the suburbs" and the origins of Levittown (as seen in the OP video).
What's "totally wrong" is your myopic analysis tha keeps trying to minimize, negate or deny the historical reality and impact of racism in the developing housing market.
to it and repeat yourself 6 ways to Sunday. Carry on
That is just a revisionist history lesson, TaiChi.I LOVE it when you sheet wearing schmucks with delusions of intelligence latch onto one persons analysis on aspects of history and attach it to your personal supposition and conjecture along with trying to throw in the historical kitchen sink (bits and parts) of history to produce a revised reality to fit your narrative.
Here's an appropos to the Shelter Force information that Mr. Mallach wants to override, as he claims "Nobody knows exactly why the HOLC commissioned the maps" . Then he admits that the FHA maps "disappeared". Hmm, yet he builds his entire analysis on an unknown origin. And yes, other folk were on the "D" list, but as history shows, black folk became a primary target in the few years to come regarding economic growth. Then he plays the old "numbers" game to try and dilute the blatant racism of suburban red lining, because the majority of folks that migrated to the suburbs were white.
Well DUH? That's the fucking point. Once there, these folk did NOT want to see or hear black folk or whatever other "minority" they did not like.
Do a little research regarding "white flight".
The Home Owners' Loan Corporation (HOLC): The New Deal Program That Saved Homes and Created a Legacy of Division
Imagine it’s the early 1930s. The Great Depression is a raging economic hurricane, and your family's home is a small boat caught in the storm. The bank, which only gave you a short-term loan, is demanding a massive payment you can't possibly make. All around you, neighbors are losing their homes to Foreclosure; nearly a thousand families a day are being put out on the street. It feels hopeless. Then, a massive rescue ship appears on the horizon, sent by the government. This ship is the Home Owners' Loan Corporation (HOLC). It offers to buy your unpayable Mortgage from the bank and give you a new, much more manageable loan with lower monthly payments spread over many years. For a million American families, this ship was a miracle that allowed them to keep their homes. But the HOLC's rescue mission had a dark side. To decide which homes were “safe” to rescue, the HOLC's captains drew maps of every major city, coloring neighborhoods green for “best,” blue for “still desirable,” yellow for “definitely declining,” and red for “hazardous.” Neighborhoods with minority families, immigrants, or even just older housing stock were almost always colored red. This practice, known as Redlining, meant the government rescue ship would sail right past these “hazardous” areas, leaving them to the storm. This decision not only denied help to those who needed it most but also formally stamped these communities as unworthy of investment, creating a legacy of racial segregation and economic inequality that we are still grappling with today.
www.uslawexplained.com/home_owners_loan_corporation
How a New Deal Housing Program Enforced Segregation
In the 1930s, the FHA refused to insure houses for Black families, or even insure houses in white neighborhoods that were too close to Black ones.
www.history.com/articles/housing-segregation-new-deal-program
So like it or not, gumby....the source material you posted is flawed do to some serious holes in the make up to arrive at the titled conclusion.
So it would seem that delusional, intellectually impotent sheet wearers proliferate Canada as well as America. Not surprising. Now, run-a-long and repeat your blather to the mirror and your like minded brethren. Or in your own vernacular, "Take off, ehh?"
You keep on saying MAGA like it's some kind of pejorative, but it's not. It just means "A person who was smart enough to not support Biduhhn or Harris Twit."
If one wants an example of the intellectual limitations of the maga/alt-right mindset, just look at the triggered response of this clown from Canada.
Along with reparations, what would you like to see done today regarding housing, zoning etc.?Oh Matty, Matty, Matty .... so triggered by a simple video that tells a few truisms about America, he just sputters and fumes like a fool.
Pay attention, gumby: Chattel Slavery began in 1619 and ended (officially) in 1865. That's 246 years. In that time, there was an estimated 4 million black slaves in America before the end of the Civil War. By 1830 there were an estimated 4 thousand freed blacks that owned slaves who owned between 12 - 20 thousand slave. When slavery ended Jim Crow laws were initiated, so freed blacks and former slave blacks were on equal footing, so to speak. That nonsense didn't end until 1968 ... 103 years in total.
Now, as I said to others earlier, if a person can trace through records their ancestry to an African slave that was owned by a family or business that is STILL thriving today, then they could petition for reparations .... providing Congress enacts such laws. That goes for corporations and idividuals regardless of race, creed or color. Capice?
But this is a slight detour from the OP, of which you cannot debunk. And just to ensure you don't waste more time and space with your BS:
www.npr.org/2017/05/03/526655831/a-forgotten-history-of-how-the-u-s-government-segregated-america
www.history.com/articles/gi-bill-black-wwii-veterans-benefits
^^
